Effective date: June 30, 2023
Introduction.
Kover Finance ("us", "we", or "our"), operating under the brand name 'Kover Finance', respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, and disclose personal data about you when you use our website or interact with us.
The following descriptions are applicable under the scope of the General Data Protection Regulation ('GDPR'). However, in cases where the GDPR is not applicable, these descriptions may not necessarily apply. Nothing in this Privacy Policy should be interpreted as establishing rights or obligations that exceed what is mandated by the relevant privacy laws that are applicable.
1. Data Controller.
Kover Finance is the data controller responsible for your personal data. You can contact us at the following address:
Dept 4646, 196 High Road Wood Green London UK N22 8HH
2. What Personal Data We Collect.
2.1. Use of the Website and Contact via the Website.
Processing Purposes: We operate our website to provide information about our services. You can use our website without providing personal data, but we may need to process your personal data to respond to your requests.
Categories of Data: We collect your email address, IP address, date and time of the request, and any additional personal data you provide to us for the purposes of contacting us, such as your name. We also collect information about your device, such as the browser and operating system you use, and the URL of the website you visited before accessing our website.
Legal Basis: We process your personal data for the legitimate interest of operating our website and responding to your requests (Article 6(1)(f) GDPR).
Duration of Storage: We store your personal data for as long as necessary to fulfill the processing purposes above or until you exercise your right to erasure.
To revoke the consent, please contact us.
2.2. Processing of Personal Data for Sending Electronic Messages.
Processing Purposes: We may process your personal data to comply with our legal obligations, such as responding to legal disputes.
Categories of Data: We process your contact details (e.g., name, address), information related to the legal dispute, and any other personal data necessary to comply with our legal obligations.
Legal Basis: We process your personal data for compliance with legal obligations (Article 6(1)(c) GDPR).
Duration of Storage: We store your personal data for as long as necessary to fulfill the processing purposes above or until you withdraw your consent.
2.3. Legal Prosecution.
Processing Purposes: We will send you electronic messages if you have given us your consent to do so.
Categories of Data: We collect your email address for the purpose of sending electronic messages.
Legal Basis: We process your personal data on the basis of your consent (Article 6(1)(a) GDPR).
Duration of Storage: We store your personal data for as long as necessary to comply with our legal obligations or until the statute of limitations for the legal dispute has expired.
3. Recipients of Personal Data.
We may share your personal data with third-party service providers who perform services on our behalf, such as hosting, email delivery, and IT support. We only share personal data with these service providers to the extent necessary to perform their services. We may also share your personal data with legal authorities, courts, or other third parties to comply with legal obligations.
We only transfer personal data to third countries outside the European Economic Area (EEA) where the European Commission has determined that the country has an adequate level of data protection, or we have implemented appropriate safeguards, such as standard contractual clauses, to ensure an adequate level of protection for your personal data.
4. Your Rights.
You have the following rights regarding your personal data:
Right to access (Article 15 GDPR): You have the right to request access to the personal data we hold about you.
Right to rectification (Article 17 GDPR): You have the right to request that we correct any inaccuracies in the personal data we hold about you.
Right to erasure (Article 18 GDPR): You have the right to request that we erase your personal data under certain circumstances.
Right to restrict processing (Article 20 GDPR): You have the right to request that we limit the processing of your personal data under certain circumstances.
Right to data portability (Article 21 GDPR): You have the right to receive the personal data we hold about you in a structured, commonly used, and machine-readable format, and to transmit that data to another data controller.
Right to object: You have the right to object to the processing of your personal data under certain circumstances, such as when the processing is based on our legitimate interests.
Right to withdraw consent (Article 7 (3) GDPR): If we are processing your personal data based on your consent, you have the right to withdraw your consent at any time.
Please note that these rights are subject to certain limitations and exceptions under applicable data protection laws. For example, we may be unable to comply with a request to erase your personal data if we need to retain that data to comply with our legal obligations or to establish, exercise, or defend legal claims.
6. Links to Other Websites.
Our Website may contain links to third-party websites that are not operated by Kover Finance. If you click on a link to a third-party website, you will be directed to that website. We encourage you to review the privacy policy of every website you visit, as we do not have any control over the content, privacy policies, or practices of these third-party websites. Kover Finance does not assume any responsibility or liability for the actions, content, or policies of these third-party websites or services.
7. Updates to this Privacy Policy.
We reserve the right to update this Privacy Policy from time to time. Any changes will be effective from the date of publication of the updated Privacy Policy on our Website. Please check this page periodically for updates.
8. Contact Us.
If you have any questions or concerns about this Privacy Policy or our data processing activities, please contact us using the email below or by mail at the address provided in Section 1 above.
contact@kover.finance
Thank you for your attention and interest in our company.